Tuesday, December 1, 2009

TWO BEDROOM UNITS: pre-selling


The typical 2BR unit has a 2.5m high ground floor headroom and a loft with a 2.1m ceiling. Total floor area is 42sq.m.

The ground floor has a toilet&bath, kitchen, dining room and living room while the loft has another toilet&bath and two bedrooms.

Windows are located at living room, dining room and bedrooms, while aircon provitions are located in the living room and bedrooms.

Computing for a 2BR unit.
Total Contract price: P3,150,000.00
5% discount: P 157,500.00
Net Contract Price: P2,992,500.00

THERE ARE THREE (3) PAYMENT SCHEMES... I like scheme three most.


Scheme 1:
20% Down Payment: P598,500.00
Reservation Fee: P 20,000.00
Net Down Payment: P578,500.00 payable in 12 months at P48,208.33

80% Balance (0% int): P2,394,000.00 payable in 60 months @ P39,900.00/month starting on 17th month (end of down payment period).


Scheme 2:
10% Down Payment (1st): P299,250.00
Reservation Fee: P 20,000.00
Net Down Payment: P279,250.00 payable in 6 months at P46,541.67

20% Down Payment (2nd): P598,500.00 payable in 48 months at P12,468.75 per month starting on the 7th month (end of 10% down payment period).

70% Balance: P2,094,750.00 payable thru in-house financing at rates of:
5 yrs @ 15% int. = P49,833.96/mo
10 yrs @ 15% int. = P33,795.65/mo
15 yrs @ 15% int. = P29,317.85/mo


Scheme 3 (Pag-ibig):
20% Down Payment: P598,500.00
Reservation Fee: P 20,000.00
Net Down Payment: P578,500.00 payable in 36 months at P13,694.44/month

80% Balance: P2,394,000.00 upon turn-over of unit.
Amortized thru Pag-ibig at 11.5% for a period of choice from 1yr to 30 yrs.

Pag-ibig tip: lower the balance to P2,000,000.00 if you can, to avail of lower interest rate of 10.5%

Check out Pag-ibig calculator for other rates.
Check out my company's website for Pag-ibig FAQs.
Read "Why amortize at an interest?"


All units are fully furnished and fully fitted, professionally designed by interior designers.

Own a condominium unit now for less than P14,000/month, VAT inclusive. Pag-ibig financing is available.

Contact arnsjara@gmail.com for details.

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